Regular Checking
Offering you the basics for checking with a few added bonuses.
No minimum balance required
No monthly fees
Instant issue of a Debit Card
Interest Checking
Ideal for those who prefer to keep a moderate balance.
No monthly fee if you maintain a $1,000 balance
Unlimited check-writing access
Earn interest when you maintain the minimum balance
Details
| Details of our Checking Accounts | Regular Checking | Interest Checking |
|---|---|---|
| Beginning Balance Required | $50 | $50 |
| Minimum Balance to Avoid Service Fee | $0 | $1,000 |
| Check Clearing Fees | No | No |
| Dividends Earned | No | Yes |
| Monthly Fee | No | No |
| Below Minimum Balance Fee | No | $10 |
| Digital Check Image | Yes | Yes |
| Online Bill Pay | Yes | Yes |
| Unlimited Transactions Per Month | Yes | Yes |
| Free Instant Issue Debit Card | Yes | Yes |
| Overdraft Privilege* | Available (No Application Needed) | Available (No Application Needed) |
| Check Connect** | Available | Available |
| Electronic or Mail Statements | Available (Your Choice) | Available (Your Choice)/td> |
*Overdraft Privilege - Some restrictions apply
**Check Connect - Based on credit history
Debit Card
We are pleased to offer the Hopewell FCU Debit Card for your convenience.
Works like a credit card, withdrawing funds from your account without writing a check
You can access funds in savings and checking accounts at the ATM
EMV Chip and Contactless Technology enabled
VISA® Card, accepted anywhere VISA® is accepted.
What if I experience card interruptions while making a purchase?
Contact us at (740) 522-8311 or (800) 860-8311
How do I activate my card?
Call (800) 290-7893
What if my card is lost or stolen and Hopewell Federal Credit Union is closed?
Call (888) 297-3416
What if I am a victim of fraud?
Contact the Fraud Center at (800) 237-8990
Can I change my PIN by phone?
This is a NEW feature that is now available. Just call (800) 290-7893 to change your PIN.
What if I am traveling?
If you are traveling out of state, we recommend that you contact our card services department with your travel dates at (740) 522-8311 or visit the mobile app to schedule your travel dates
Should I carry my PIN with me?
As a safety precaution for you, memorize your PIN, NEVER carry your PIN with you.
Check Connect
Check Connect gives you overdraft protection on your regular or interest checking account. If you don't have the funds in your account to cover a check then our system will automatically pull in $100 increments to cover the check. After that, the system will automatically make payments from your account in the amount of $50 on the 15 of each month until your balance is paid in full. Loaned at a rate based on credit score*.
Security of knowing your checks, debits, and ACH are covered
To find out more, call a Member Services Associate at (800) 860-8311.
*. Certain restrictions apply. Rates subject to change without notice Subject to Credit Approval.
Rebound Checking
Rebound Checking is designed to give members a second chance at checking privileges.
Monthly fee $15
No overdraft available
Can apply for a regular checking account after 12 months in good standing
Check Orders
You can now order checks online. If you have any questions, feel free to e-mail us at info@hopewellfcu.org or call us at (740) 522-8311.
ATM Cards
PULSE/Plus Network Members can use their ATM card at any Plus/Pulse machine worldwide. They can also use their PULSE ATM card at any credit union ATM where they see the Alliance One logo and there will be NO SURCHARGE for using that machine. To find a FREE ATM near you, go to www.atmallianceone.org
Licking County Surcharge-Free ATMs
Hopewell Federal Credit Union in Heath, Newark and Johnstown
TrueCore Federal Credit Union in Heath, Newark and Pataskala
Harvest Federal Credit Union in Heath
CES Credit Union in Utica
There are currently more than 3,000 machines nationwide.
$200.00 maximum withdrawal per day per card at ATM