Your Dream Home, Made Possible

At Hopewell, we understand that purchasing a home is more than just a transaction—it's a milestone. Our mission is to help you achieve your dream of homeownership with ease and confidence. Whether you're a first-time buyer or looking to upgrade, we offer a range of mortgage loans tailored to meet your needs.

Fixed Rate Mortgages

Enjoy stability with predictable monthly payments. Our Fixed Rate Mortgage option allows you to lock in the rate for the life of the loan. Our mortgage loan officer would love to help, click below to get started.

Mortgage Refinance

Imagine being mortgage-free in just ten to 15 years. Our ten or 15 year Penny Pincher Mortgage Loan is available to qualified members as an affordable means to lower your current first mortgage interest rate or term. If you have equity in your current home or condo, our Penny Pincher Mortgage Loan is an ideal way to lower your first mortgage interest rate or term without spending money on closing costs.

  • Product Benefits:

  • No closing costs

  • Refinance only (owner occupied 1-4 family residence only)

  • $499 non-refundable application fee

  • Fixed-rate

  • Hopewell Federal is an equal-opportunity lender. Call us at (740) 522-8311 or click below to learn more.

Hopewell Federal Credit Union is federally insured by the National Credit Union Administration. We do business in accordance with the Federal Fair Housing Lender and the Equal Credit Opportunity Act.

For Ten/Fifteen Year Penny Pincher Mortgage Loan: **For Ten/Fifteen Year Penny Pincher Mortgage Loan: available to qualified individuals as an affordable means to lower current first mortgage interest rate and term. Minimum loan $20,000. Not valid for existing Penny Pincher loans. Minimum credit restrictions apply. Rates and terms are subject to change without notice. Maximum loan to value 75%. Refinance only (owner occupied 1-4 family residence only). Valid for combining 1st and 2nd mortgage balances only. **$499 application fee. If property does not meet financial institutions initial value assessment, a charge up to $175 may apply for cost of appraisal. No pre-payment penalty. Offer subject to change without notice.

Please send all first and second mortgage loan error resolution requests or information requests to Hopewell Federal Credit Union, P.O. Box 2157, Heath, OH 43056. Your notice must be in writing and include your name, loan number, and the error you are asserting or information that you are requesting.

Adjustable Rate Mortgage

An ARM offers many cost-saving options for home buyers. ARMs allow the benefit of locking in an interest rate for a period of time. An Adjustable Rate Mortgage can be especially helpful for homebuyers who do not plan on owning their home for more than 5 years or plan to refinance when the initial rate period ends.

Hopewell Offers a 5:1 ARM with a rate that starts as low as 5.99% /7.426% APR.

* Rates, terms, and conditions are subject to change without notice. Conditions, qualifications and restrictions apply. This is not an offer for extension to credit or commitment to lend. Normal lending policies apply. Actual APR and term will depend on factors the Credit Union may lawfully consider such as points, loan to value ratio and credit history. Specific disclosures will be provided on the application. All Mortgage products are subject to credit and property approval. Tax and insurance escrows may be required. Receipt of application does not represent an approval for financing or interest rate guarantee. Additional restrictions may apply. APR = Annual Percentage Rate. After the five year fixed rate period the interest rate adjusts annually. The adjustment not to exceed 2.00% and will not increase more than 6.00% from the rate of issue, will not fall below 4.00%. APR calculated with a $200,000 loan with a 5% down payment and a monthly payment of $1,107.59, a 30 year term at 5.99% interest rate, 7.426% APR as of 10/19/23. APR can change depending on fees. Please contact Hopewell Federal Credit Union with questions.


Other Options

Hopewell Federal Credit Union also offers VA, FHA, and Construction loans. Contact us today to learn more!