Health Savings Account - HSA
Save Smarter For Health Care Expenses
Healthcare costs can be unpredictable—but your financial plan doesn’t have to be. A Health Savings Account (HSA) helps you take control by offering a tax-advantaged way to save and pay for qualified medical expenses.
What is an HSA?
A Health Savings Account (HSA) is a special savings account available to individuals enrolled in a high-deductible health plan (HDHP). It allows you to set aside money for healthcare expenses—while enjoying significant tax benefits.
Benefits of an HSA
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Contributions may be tax-deductible
Earnings grow tax-free
Withdrawals for qualified medical expenses are tax-free
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Doctor visits
Prescriptions
Dental and vision care
Medical supplies
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Funds roll over year after year—no “use it or lose it”
Build savings for future healthcare needs
Use it as a long-term financial tool for retirement healthcare expenses
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Your HSA belongs to you—not your employer
Keep your account even if you change jobs or health plans
Opening your HSA is quick and easy.
HSA FAQ’s
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Your balance rolls over and continues to grow.
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Yes, you can use funds for qualified medical expenses for eligible family members.
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Taxes and penalties may apply if you’re under age 65.