Health Savings Account - HSA

Save Smarter For Health Care Expenses

Healthcare costs can be unpredictable—but your financial plan doesn’t have to be. A Health Savings Account (HSA) helps you take control by offering a tax-advantaged way to save and pay for qualified medical expenses.

What is an HSA?

A Health Savings Account (HSA) is a special savings account available to individuals enrolled in a high-deductible health plan (HDHP). It allows you to set aside money for healthcare expenses—while enjoying significant tax benefits.


Benefits of an HSA

    • Contributions may be tax-deductible

    • Earnings grow tax-free

    • Withdrawals for qualified medical expenses are tax-free

    • Doctor visits

    • Prescriptions

    • Dental and vision care

    • Medical supplies

    • Funds roll over year after year—no “use it or lose it”

    • Build savings for future healthcare needs

    • Use it as a long-term financial tool for retirement healthcare expenses

    • Your HSA belongs to you—not your employer

    • Keep your account even if you change jobs or health plans

Opening your HSA is quick and easy.


HSA FAQ’s

  • Your balance rolls over and continues to grow.

  • Yes, you can use funds for qualified medical expenses for eligible family members.

  • Taxes and penalties may apply if you’re under age 65.