Refinance And Save

Be Mortgage Free in 10 years!

Our 10-year Penny Pincher Mortgage Loan is available for 4.75%, and our 15-year Penny Pincher Mortgage Loan is now available at 4.99%.

The offer is available to qualified members as an affordable means to lower your current first mortgage interest rate or term. If you have equity in your current home or condo, our Penny Pincher Mortgage Loan is an ideal way to lower your first mortgage interest rate or term without spending money on closing costs.

Promotional Benefits:

  • Reduced $99.00 application fee

  • No closing costs

  • Fixed-rate

Apply Now

*For ten to fifteen year Penny Pincher Mortgage Loans available to qualified individuals as an affordable means to lower current first mortgage interest rate and term. Minimum loan $20,000. Not valid for existing Penny Pincher loans. Minimum credit restrictions apply. Rates and terms are subject to change without notice. Maximum loan to value 75%. refinance only (owner occupied 1-4 family residence only). Valid for combing 1st and 2nd mortgage balances only. Now offering cash out options. **App fee special $99 is subject to change at any time without prior notice. If property does not meet financial institutions initial value assessment, a charge up to $175 may apply for cost of appraisal. No pre-payment penalty. Offer subject to change without notice.